We are In our New Home, Thanks for making it Easier!
To all the staff at Loaneasy, just a quick email to say thanks for everything, all moved in now. Thanks heaps for making it easy. With working away and having limited time to organize our Homeloan we really appreciated you coming to us and doing all the paperwork. We will definitely recommend Loaneasy to anyone we hear is looking for a loan.
Luke and Kym, Safety Bay WA
An Ideal time for Investors to Purchase
It is a good time for an investor to expand your portfolio with the property market starting to pick up with figures showing that the total dwellings sold in Western Australia in the March 09 quarter was 12,600 (median price $348,500 unit / $430,000 house $230,000 land) “versus” 8,926 (median price $342,300 unit / $420,000 house / $220,000 land) in the December 08 quarter.
Also, the very low interest rates and median weekly rent of $360 also prove to be a good time to to make the decision to sell or buy property.
Property Market Showing Positive Signs
The Real Estate Institute of Australia (REIA) President, Mr David Airey said ABS figures released on 10th June 2009 highlight a property market that has stabilised and showing signs of growth as investors make a return to the market, with first home buyers continuing to be very active.
“This is a really positive sign for the property market and shows that investors are starting to re-gain their confidence while the main driving factor for first home buyers are low interest rates and the availability of the First Home Owner’s Grant Boost (FHOG Boost)”, continued Mr Airey.
The data released also shows a 0.9% increase in the number of established home purchases, in comparison to a 0.5% decline in the number of new home purchases.
“These results show that REIA made an accurate assessment of buyer preferences in its submissions for an extension of the FHOG Boost for both new and existing homes”, continued Mr Airey.
“While the proportion of first home buyers increased to 28% of total owner occupier housing finance commitments, the average loan size decreased by $2,500, reflecting the tightening of bank lending practices in the current economy”, concluded Mr Airey.
Grant for First Home Buyers ends 30th September 2009
Only 4 months to go for first home buyers to claim the full grant of $21,000 if signing a contract to a newly built home and $14,000 for an established home.
If the contract is signed after 30th September, but before 31st December a first home buyer will still be eligible to a lower grant of $14,000 for a newly built home and $10,500 for an established home. In 2010 the grant will revert back to $7,000 for a newly built home and established homes.
Call us now on 1300 883 453 or simply get our Free “First Home Buyers” Report to find out more.
Consumer Car Loans
Car finance is a consumer loan between the lender and purchaser. Ownership is in the purchasers name and the loan is secured against the car for both new and used vehicles which can be up to 100% of the purchase amount. The loan can be paid in full any time and the car can be sold at any time during the loan. A consumer loan can also be used to refinance a loan from another lender.
The Advantages of Loan Advice
Because of the global credit crisis it is a lot harder for Australians to access finance eventhough there is a lot of lenders and products available to choose from. Lenders policies have changed and some of their products are not available to the purchaser anymore.
Evidence of savings to access finance for Australian purchasers is now a pre-requisite, however the interest rate cuts that we have witnessed recently still make home loans readily available for those homebuyers that have a secure job and a good credit history.
It will be very beneficial to you that you get the right loan advice the first time by talking to a Loan Advisor from Loaneasy to ensure you get a product that suits your individual circumstance.
Mark will cover all aspects of a home loan with you as well as all the additional features so you are fully prepared “For the Great Australian Dream”.
“A Car Loan over the Phone? …and You Saved Me Time and Money!”
“Thanks for making my car loan so easy to arrange, I appreciated that you were able to do it over the phone and I did not have to take time to visit the bank, your advice has saved me money and time, I will certainly recommend LoanEasy to my family and friends”
Aaron C, Belmont WA
Mortgage brokers work for you: MFAA
Mortgage brokers are there to help you find the most appropriate home loan – you just need to ask the right questions, according to the Mortgage and Finance Association of Australia (MFAA).
“Choosing a home loan can be a daunting task. Mortgage brokers help guide you through the market and find a home loan appropriate to your individual situation. Brokers are there to help demystify the process of selecting a loan,” said Phil Naylor, CEO of the MFAA.
“The first thing you should ask when sitting down with a broker is, ‘are you a member of the MFAA?’ All members of the Association have to abide by a strict accreditation process and Code of Conduct.
“Mortgage brokers can provide you with a lot of information and choice, guide you to avoid pitfalls, saving you time and headache and ultimately, help find the right loan for you,” said Mr Naylor.
The latest MFAA/BankWest Home Finance Index showed that consumers saw clear benefits from using a broker. Respondents listed the main benefits of using a broker:
* They do all the leg work for you (75.1% of respondents)
* They have a wider loan range (72%)
* They are experts in a range of mortgages from numerous lenders (71.1%)
* You can get the right loan for your circumstances (63.7%)
Mr Naylor concluded: “Couple the tips from our consumer education websites, Essentials of Borrowing, with the knowledge and experience of an MFAA broker and you’re set.”
To help consumers better understand all the factors that surround borrowing, the MFAA has set up the Essentials of Borrowing – an educational website that walks people through all they need to know about loans, including some case studies. Visit www.essentialsofborrowing.com.au
(source – MFAA. http://www.mfaa.com.au/default.asp?artid=2253&menuid=381)
Boat Loans don’t need to be hard!
Boat Loans don’t need to be hard! At LoanEasy we can make owning a boat a lot easier than you think. We might even have you out Marlin fishing by the weekend and all for a lot less than you ever dreamed.
Maybe it’s the almighty yacht or even a cruise liner you’re after then wait no longer. Pick up the phone now and your friends might be calling you skipper before you can even fill out our online application form.
Car Loan with Super Low %
With the trend in the world you get a great rate on car loans right now
