The Advantages of Loan Advice

Because of the global credit crisis it is a lot harder for Australians to access finance eventhough there is a lot of lenders and products available to choose from.  Lenders policies have changed and some of their products are not available to the purchaser anymore.

Evidence of savings to access finance for Australian purchasers is now a pre-requisite, however the interest rate cuts that we have witnessed recently still make home loans readily available for those homebuyers that have a secure job and a good credit history.

It will be very beneficial to you that you get the right loan advice the first time by talking to a Loan Advisor from Loaneasy to ensure you get a product that suits your individual circumstance.

Mark will cover all aspects of a home loan with you as well as all the additional features so you are fully prepared “For the Great Australian Dream”.

“A Car Loan over the Phone? …and You Saved Me Time and Money!”

“Thanks for making my car loan so easy to arrange, I appreciated that you were able to do it over the phone and I did not have to take time to visit the bank, your advice has saved me money and time, I will certainly recommend LoanEasy to my family and friends”

Aaron C, Belmont WA

Mortgage brokers work for you: MFAA

Mortgage brokers are there to help you find the most appropriate home loan – you just need to ask the right questions, according to the Mortgage and Finance Association of Australia (MFAA).

“Choosing a home loan can be a daunting task. Mortgage brokers help guide you through the market and find a home loan appropriate to your individual situation. Brokers are there to help demystify the process of selecting a loan,” said Phil Naylor, CEO of the MFAA.

“The first thing you should ask when sitting down with a broker is, ‘are you a member of the MFAA?’ All members of the Association have to abide by a strict accreditation process and Code of Conduct.

“Mortgage brokers can provide you with a lot of information and choice, guide you to avoid pitfalls, saving you time and headache and ultimately, help find the right loan for you,” said Mr Naylor.

The latest MFAA/BankWest Home Finance Index showed that consumers saw clear benefits from using a broker. Respondents listed the main benefits of using a broker:

* They do all the leg work for you (75.1% of respondents)
* They have a wider loan range (72%)
* They are experts in a range of mortgages from numerous lenders (71.1%)
* You can get the right loan for your circumstances (63.7%)

Mr Naylor concluded: “Couple the tips from our consumer education websites, Essentials of Borrowing, with the knowledge and experience of an MFAA broker and you’re set.”

To help consumers better understand all the factors that surround borrowing, the MFAA has set up the Essentials of Borrowing – an educational website that walks people through all they need to know about loans, including some case studies. Visit www.essentialsofborrowing.com.au

(source – MFAA. http://www.mfaa.com.au/default.asp?artid=2253&menuid=381)

Boat Loans don’t need to be hard!

Boat Loans don’t need to be hard! At LoanEasy we can make owning a boat a lot easier than you think. We might even have you out Marlin fishing by the weekend and all for a lot less than you ever dreamed.

Maybe it’s the almighty yacht or even a cruise liner you’re after then wait no longer. Pick up the phone now and your friends might be calling you skipper before you can even fill out our online application form.

Car Loan with Super Low %

With the trend in the world you get a great rate on car loans right now